Policy Controls
Underwriting Eligibility & Risk Parameters
Active Loans
10Portfolio Size
Avg Durability
Compliance Rate
90.0%Meeting Thresholds
Underwriting Policy Settings
Global Eligibility Rules
Minimum durability score required for loan approval. Scores below this threshold trigger automatic rejection.
Maximum allowable portfolio default rate. Exceeding this triggers enhanced due diligence on new applications.
Minimum months of verifiable revenue history required for application eligibility.
Maximum percentage of revenue from any single platform. Diversification reduces concentration risk.
Target over-collateralization ratio for pool health. Ratio below 1.0x triggers remediation procedures.
Modifications require dual approval and are logged in the audit trail
Guarantee Structure
EIF-Style First-Loss Coverage
Total Exposure
641.500,00 €
Guaranteed (20%)
128.300,00 €
Demo Mode — Policy modifications, audit logging, and guarantee calculations are for demonstration purposes.